Amortization Software by Ruth Technology Corporation is a reliable, easy-to-use solution for building accurate loan and mortgage amortization schedules. Designed for lenders, accountants, and small businesses, it streamlines calculations and helps you make informed, data-driven decisions.
Set up schedules with flexible terms, including fixed or variable interest rates, multiple payment frequencies, interest-only periods, balloon payments, and custom start dates. Model extra payments, partial prepayments, and refinancing to see how changes affect payoff timelines and total interest paid. Compare scenarios side by side and visualize results with clear tables and charts.
Each schedule provides a period-by-period breakdown of principal, interest, and remaining balance, with transparent assumptions and rounding controls for audit-ready accuracy. Save time with reusable templates, batch processing, and quick import from CSV or Excel; export professional reports in Excel or PDF for clients and stakeholders.
The intuitive interface guides you from data entry to final report, while role-based access and optional cloud deployment support teams that need consistency and control. Backed by Ruth Technology Corporation’s commitment to quality and support, Amortization Software helps you reduce errors, standardize analyses, and present results with confidence. more
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